Terms & Privacy Policy

Last updated: January 15, 2026

Terms of Service

1. Acceptance of Terms

By accessing or using Codex Lumina's Global Avatar Registry and Licensing Platform, you agree to be bound by these Terms of Service. If you do not agree to these terms, you may not use our services.

2. Avatar Licensing

When you license an avatar through our platform, you agree to:

  • Use the avatar only within the authorized scope (industry, region, platforms)
  • Respect the time-bound nature of your license
  • Not sublicense or transfer your license to third parties
  • Maintain payment for the duration of your license period
  • Cease all usage immediately upon license expiration or revocation

3. Public Figure Protection Registry

For public figures registering for protection:

  • You must provide accurate and truthful identity verification
  • Registration does not constitute availability for commercial licensing
  • Your information remains private and is not publicly listed
  • Payment is required upfront when submitting your application
  • If your application is declined, you will receive an automatic full refund within 5-7 business days
  • If approved, your payment covers the first year of protection services
  • Annual subscription maintains ongoing protection and verification services

4. Payment Terms

All payments are processed securely through Stripe. Payment terms vary by service type:

  • Avatar Licenses: Payment required upfront for license activation
  • Protection Registry: Payment required upfront; full refund if declined
  • Declined protection applications receive automatic refunds within 5-7 business days
  • Recurring subscriptions can be cancelled at any time from your dashboard
  • Other refunds are handled on a case-by-case basis and are not guaranteed

5. Intellectual Property

All avatars, certificates, and platform content remain the property of their respective owners. Licenses grant usage rights only, not ownership. Unauthorized use may result in license revocation and legal action.

6. Liability Limitations

Codex Lumina provides the platform "as is" and makes no warranties regarding avatar availability, continuous service, or fitness for a particular purpose. We are not liable for indirect, incidental, or consequential damages arising from platform use.

7. Termination

We reserve the right to suspend or terminate accounts that violate these terms, engage in fraudulent activity, or misuse licensed avatars.

Privacy Policy

1. Information We Collect

We collect the following types of information:

  • Account Information: Name, email address, company details
  • License Data: Industry, region, platforms, dates, usage scope
  • Payment Information: Processed securely by Stripe (we do not store card details)
  • Public Figure Data: Verification documents, contact details, protection preferences
  • Usage Data: Platform interactions, license verifications, timestamps

2. How We Use Your Information

Your information is used to:

  • Process avatar license requests and maintain the registry
  • Verify public figure identities and manage protection requests
  • Generate certificates and provide verification services
  • Process payments and manage subscriptions
  • Communicate about licenses, renewals, and platform updates
  • Detect and prevent unauthorized usage or fraud

3. Information Sharing

We do not sell your personal information. We share data only:

  • With your explicit consent
  • To process payments via Stripe
  • To verify authorization (limited to license status only)
  • When required by law or legal process
  • To protect our rights and prevent fraud

4. Public Figure Privacy

Public figure registrations are strictly confidential. Only authorized verification queries return basic yes/no authorization status. Personal details, documents, and contact information are never publicly disclosed.

5. Data Security

We implement industry-standard security measures to protect your data, including encryption, secure servers, and access controls. However, no system is completely secure, and we cannot guarantee absolute security.

6. Data Retention

We retain your data for as long as your account is active or as needed to provide services. License records and certificates are maintained indefinitely for verification and audit purposes.

7. Your Rights

You have the right to:

  • Access your personal data
  • Request corrections to inaccurate information
  • Delete your account (subject to ongoing license obligations)
  • Opt out of marketing communications
  • Export your data in a portable format

8. Cookies and Tracking

We use essential cookies for authentication and platform functionality. We do not use third-party tracking or advertising cookies.

9. Changes to This Policy

We may update this policy periodically. Material changes will be communicated via email. Continued use of the platform constitutes acceptance of the updated policy.

Contact Us

If you have questions about these terms or our privacy practices, please contact our support team through your dashboard or email us directly.

Codex LuminaCodex Lumina © 2026

Global Avatar Registry & Licensing Platform. All authorizations are verifiable and legally binding.